Instacash

Instacash is a licensed independent fintech mobile-money wallet built for Eswatini. Secure and reliable, the app enables users and agents to perform everyday financial transactions — from sending and receiving money to managing wallets, viewing statements, and protecting accounts with a PIN. Instacash integrates with the Eswatini Payment Switch for seamless transfers to participating banks and supports agent workflows for registration, deposits, withdrawals and settlements.

Key features include cash deposit and withdrawal via agents, peer-to-peer transfers (including guest receives), till and bill payments, airtime and data bundle purchases, electricity token purchases, optional funeral insurance cover with premium payments, EPS transfers, account management and transaction history, and business/biller functions for B2B payments and settlements.