Centavo

Centavo is a streamlined personal finance and manual bookkeeping ecosystem built for speed and zero-friction tracking.

Designed to simplify your daily financial habits, Centavo features a dedicated Borrowers Portal (Utang Tracker). Easily log personal loans, track partial payment timelines, monitor remaining balances, and easily flag overdue accounts. Best of all, you can automate email reminders directly to borrowers on their due dates—completely eliminating the awkwardness of manual chasing.

Key Features:
• Utang Tracker (Borrowers Portal): Log personal loans, track partial payment timelines, and monitor remaining balances across all your devices.
• Smart Bills Tracker: Never miss a utility bill or subscription deadline. Track due dates with live dashboard badges and get automated email or in-app alerts before deadlines.
• Interactive Spending Dashboard: Get a bird's-eye view of your overall financial health with sleek, interactive daily spending charts.
• Hassle-Free Data Control: Effortlessly migrate your history from Excel or other apps via a built-in CSV bulk import engine. Native support for light and dark modes included!

Take control of your personal ledger today with Centavo.