My Unigold

Jiyo Zindagi Haq Se – Get Instant Gold Loans with UniGold Finance!
Looking for a quick, secure, and hassle-free way to unlock the value of your gold ornaments? Welcome to the official UniGold Finance app, your one-stop digital solution for instant gold loans. Registered with the Reserve Bank of India (RBI) as a non-deposit-taking NBFC, UniGold Finance is committed to providing financial empowerment with 100% transparency, safety, and unmatched customer service.

Whether it is an unexpected medical emergency, funding your child’s education, expanding your business, or managing agricultural expenses, the UniGold Finance app helps you get cash in hand or instantly transferred to your bank account in just 9 minutes!

Why Choose UniGold Finance?
Attractive Interest Rates: Fulfill your financial needs without a heavy burden. Our gold loan interest rates start from just 0.99 Paisa per month.

Lightning-Fast Disbursal: Say goodbye to long queues and endless paperwork. Bring your gold to our nearest branch and get your loan disbursed within 9 minutes.

Bulletproof Security: Your trust is our biggest asset. Your precious gold ornaments are safely stored in advanced electronic vaults equipped with 24×7 real-time CCTV monitoring.

Flexible Repayments: Take control of your finances. Choose a repayment tenure that fits your pocket, ranging anywhere from 1 to 12 months.

No Hidden Charges: We believe in complete honesty. What you see is what you get—enjoy a 100% transparent process with zero hidden fees.

Key App Features
In-App Gold Loan Calculator: Curious about your loan eligibility? Enter your loan requirement or your gold weight (from 0.50 grams up to 1000 grams), select the purity carat (18K, 20K, or 22K), and instantly get a rough estimate of your loan eligibility based on today's gold rate.

Live Gold Rate Updates: Stay updated with daily live market prices for 22K gold right on your dashboard.

Branch Locator: Find and get easy directions to your nearest UniGold Finance branch in seconds. With over 30+ operational branches, we are rapidly expanding to serve you better.

Loan Account Management: Track your active loans, view your transaction history, and check your outstanding balance anytime, anywhere.

Seamless Support: Got questions? Submit your queries directly through the app, or quickly access our customer care team for instant assistance.

How It Works (4 Simple Steps)
Calculate Your Value: Use the in-app calculator to check your rough loan eligibility.

Visit a Branch: Bring your gold ornaments along with basic KYC documents to your nearest UniGold Finance branch.

Gold Evaluation: Our experts will safely evaluate the purity and weight of your gold right in front of you.

Instant Money: Walk out with cash in hand or get the loan amount transferred instantly to your bank account. Repay flexibly and reclaim your gold safely!

Trust and Compliance
UniGold Finance Limited is an ISO 9001:2015 certified company and proudly operates under strict RBI guidelines. Headquartered in Mumbai with its main operations thriving across Odisha, we have already successfully served over 43,000+ happy customers and disbursed more than 1 Lakh+ loans.

Download the UniGold Finance App today and experience India’s most reliable, fast, and customer-centric gold loan service.

Live life on your own terms—Jiyo Jindagi Haq Se!