Reviews of UNest: Invest & Save for Kids

By: UNest Holdings, Inc. App

List of user reviews and ratings for UNest: Invest & Save for Kids

Total ratings

3.78 (Rating count: 2,486)

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Review summary

Users consistently cite four main concerns: a recurring subscription/fees structure that isn’t clearly disclosed up front; frequent app reliability problems, including login failures and overall performance issues; reports of being charged without clear authorization and difficulty canceling or obtaining refunds; and privacy worries about sharing sensitive information such as SSN and ID documents. While some reviewers appreciate the app’s kid-focused savings features (gift options, investment projections) and view it as an easy way to start saving for children, a sizable portion of feedback frames UNest as risky or untrustworthy.

Pros

Easy-to-use interface for saving for kids
Useful features like sending gifts and viewing investment projections
Helpful for starting small savings for children (including multiple children)
Positive overall experiences from some users (e.g., 'wonderful' / 'great saving service')

Cons

Recurring fees and unclear upfront pricing / subscription charges
App reliability problems including login issues and poor performance
Unauthorized charges and difficulties with refunds or cancelation
Privacy concerns about sharing sensitive information (SSN / government ID)

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User Reviews

Recent rating average: 2.10

All time rating average: 3.78

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37% (26)

Date	Author	Comment
2026-03-30	Ry*****	customer service is garbage. there's no phone number you can call and talk with a human. not even a live chat. you can only send them a message and hope they get back to you.
customer service is garbage. there's no phone number you can call and talk with a human. not even a live chat. you can only send them a message and hope they get back to you.
2025-11-08	cr*****	please do not download this app I see the other comments on this app it is just all 1 star so I would not download this app
please do not download this app I see the other comments on this app it is just all 1 star so I would not download this app
2025-10-18	Ja*****	This app is a good start for investing for your kids. I wish you could have family and friends add to the account on birthdays or whenever.
This app is a good start for investing for your kids. I wish you could have family and friends add to the account on birthdays or whenever.
2025-08-24	Ta*****	Mandatory Fee Disclosed after SSN Verification. They should disclose their required subscription fee in the beginning of account sign-up process not after taking all sensitive information.
Mandatory Fee Disclosed after SSN Verification. They should disclose their required subscription fee in the beginning of account sign-up process not after taking all sensitive information.
2025-08-20	Sa*****	UNest*: A custodial investment account for kids, offering tax-advantaged savings for education, first car, house, wedding, or financial security [$4.99/month].
UNest*: A custodial investment account for kids, offering tax-advantaged savings for education, first car, house, wedding, or financial security [$4.99/month].
2025-04-07	Je*****	Can't even log into my acct. This is ridiculous (Unest seriously? Responding to help over a year from when I posted this?) Don't worry about it now
Can't even log into my acct. This is ridiculous (Unest seriously? Responding to help over a year from when I posted this?) Don't worry about it now
2025-04-03	Da*****	it doesn't work and it seems I can't request a refund. stay away from thjs.
it doesn't work and it seems I can't request a refund. stay away from thjs.
2024-11-23	St*****	It's a scam. I set up an account for my daughter, but she turned 18 so is too old for one of their accounts. What happened to the money??
It's a scam. I set up an account for my daughter, but she turned 18 so is too old for one of their accounts. What happened to the money??
2024-02-16	Bl*****	The subscription cost 🤣 do you guys factor that into the "savings vs unest" difference
The subscription cost 🤣 do you guys factor that into the "savings vs unest" difference
2024-02-14	Sa*****	Lol, most bank offer 5% apy now, why bother deposit money into another an-safe call investment? Plus there many investment app pay dividends when you invest ect.
Lol, most bank offer 5% apy now, why bother deposit money into another an-safe call investment? Plus there many investment app pay dividends when you invest ect.