UM Easy Loan

UM Easy Loan, initially designed for its existing clients only, is a digital
lending app that provides eligible customers with access to personal loans
through a simple and secure mobile experience. You can apply for a loan in
minutes, receive a lending decision quickly, and manage your loan directly
from the app.
Key Features
• Apply for a personal loan anytime, anywhere
• Quick application and loan decision
• Secure and paperless process
• View your loan balance and repayment schedule
• Make repayments through supported payment channels
• Track your loan history and account activity
Why Choose UM Easy Loan?
• Fast and convenient digital borrowing
• Transparent loan terms
• Secure customer information
• Easy-to-use mobile interface
Loan Terms
• Repayment period: minimum 3 months to maximum 24 months
• We do not offer loans requiring full repayment in 60 days or less
• Maximum Annual Percentage Rate (APR): 36%
• Processing fee: 2% of the loan amount
Representative Example
A loan of 100,000 (local currency) repaid over 12 months at 24% APR with a
2% processing fee (2,000):
• Monthly payment: approx. 9,456
• Total interest: approx. 13,472
• Total cost of the loan: approx. 115,472 (principal + interest + fees)
This is a representative illustration only; actual figures vary by country
and product.
Important Information
Loan approval is subject to eligibility and credit assessment. Full loan
terms are presented before you accept any loan offer.