Умный Займ - займы на карту

A service that will help you find loans online. Get loans on the card in a few minutes with us, it's easy!

Our wide range of loan products includes both short-term and long-term microloans, making it easy to find the ones that suit your needs. With a fast and efficient application process, you can get a microloan without any hassle. Whether you are looking for a small loan to cover emergency expenses or a larger loan for something longer term, our app has got you covered!

Microloans are becoming an increasingly popular option for those in need of additional funds. Whether you are a pensioner, a student or a citizen without a permanent income, there is no reason to be discouraged, as a card loan can be approved for any citizen of the Russian Federation. Now any citizen who has reached the age of majority and has a Russian passport can get a loan online.

We are proud to be able to provide you with the most attractive loan offers available on the market. Our team of experts has gone to great lengths to bring together all the best microfinance institutions under one roof so you can find the perfect microloan for your needs. All these organizations are licensed by the Central Bank of the Russian Federation and are included in the State Register of Microfinance Organizations. We have implemented a strict security protocol that ensures the confidentiality and safety of all client information. Thanks to this protocol, you can be sure that applying for a loan online using our application is absolutely safe and your personal information is under reliable protection.
Getting loans on a card in our application is fast, convenient, profitable and safe!

Loan calculation example:
Loan amount: 1000-50000₽
Loan term: from 90 to 365 days
The maximum interest rate (APR) is 35.9%
Calculation example: with a loan of 55,000 rubles for 36 weeks (252 days) at a rate of 0.1% per day, the payment amount once a month will be 8,501 rubles, the total amount of payments - 68,860 rubles

Applying for loans online with our help is easier than asking for a loan from friends and relatives. Download our application and get your first loan on the card in a few minutes.