Razed

Splitting bills with friends, housemates, or travel companions should be simple — Razed makes it exactly that. Create a group, add your expenses, and the app works out who owes what so nobody needs to do mental arithmetic at the end of a trip.

HOW IT WORKS
Create a group for any shared situation — a holiday, a flatshare, a team dinner. Add members and start logging expenses as they happen. Razed uses a debt-minimisation algorithm to work out the fewest number of payments needed to settle up the whole group. Record a settlement when someone pays back and it updates everyone's balance automatically. The whole flow is designed to be fast: open the app, log the expense, close the app. Everything else is handled in the background.

KEY FEATURES
• Group management — create unlimited groups for trips, homes, events, and more
• Expense tracking — log any expense with amount, currency, category, and payer
• Flexible splitting — split equally or specify custom amounts per person
• Debt minimiser — calculates the fewest transactions needed to settle all balances
• Settlement recording — mark debts paid and watch balances update in real time
• Multi-currency support — set a currency symbol per group for international trips
• Expense categories — tag expenses as food, transport, accommodation, and more
• Member management — add and remove members from any group at any time
• Expense notes — attach optional notes to remember what each cost was for
• Delete and edit — remove expenses or settlements if you make a mistake
• Full history — every expense and settlement is kept until you delete it
• Fully offline — no account, no internet, no subscriptions required

THE DEBT MINIMISER
Most shared expense apps just show you a list of who owes whom — which can mean five or six separate payments when everyone could settle up in two. Razed debt minimiser analyses the complete balance sheet and collapses it into the minimum number of transactions. For a group of six people after a ten-day trip, that can mean settling everything with just five payments instead of twenty. It works automatically whenever you view the group summary — no settings to change, no buttons to press.

EXPENSE CATEGORIES
Keeping expenses tagged by type helps at the end of a trip when you want to understand where the money went. Razed supports categories like Food, Transport, Accommodation, Activities, Shopping, and General. Each group can accumulate a mixture of categories so you get a clear picture of the whole spend, not just the running total.

GREAT FOR
• Holiday groups where one person tends to pay for everything up front
• Shared flats splitting rent, utilities, groceries, and household bills
• Team events or work trips where expenses need to be reimbursed
• Couples tracking shared costs without mixing personal finances
• Sports teams sharing travel, kit, or venue hire
• Any situation where more than two people share costs over time

PRIVACY & TRUST
Razed stores all data locally on your device. Nothing is uploaded to a server. There are no accounts to create, no cloud sync, no ads, and no in-app purchases. Your expense history is yours alone and stays on your phone until you choose to delete it.