Zao

Experience the easiest way to manage and use your crypto. Zao is the ultimate mobile app that connects your mobile money directly to the world of digital currency, empowering you to transact freely and securely.

Key Features:

Effortless On-Ramp & Off-Ramp: Instantly convert Kenyan Shillings to USDT and back again, directly from your mobile money account. Say goodbye to complex exchanges and delays.
Direct Merchant Payments (PayBill & Till): Uniquely pay any local Kenyan business directly to their PayBill or Till Number using your USDT. They receive KES instantly, while you enjoy the benefits of crypto payments.
Fast & Affordable Transfers: Send USDT to friends, family, or business partners, locally or internationally, with low fees and lightning-fast speeds. Easily off-ramp to local currency wherever they are.
Secure & User-Friendly Wallet: Buy, sell, hold, and manage your USDT and other major cryptocurrencies with confidence. Our intuitive interface is designed for simplicity, even for first-time crypto users.
Built for Kenya: Zao understands the local landscape. Our direct integrations ensure a smooth, reliable experience tailored to your needs.

Why Zao is Your Go-To Crypto App:

Unlock Real Utility: Move beyond just holding crypto. Zao enables everyday spending and seamless integration into your financial life.
Lower Fees: Our direct mobile money integration means significantly reduced transaction costs compared to traditional methods.
Trusted & Compliant: Built with robust security protocols by experts in payment systems and blockchain technology, ensuring your assets are always safe.
Dedicated Support: We're here to help you every step of the way, making your crypto journey smooth and worry-free.

Who is Zao for?

Everyday Kenyans: If you use mobile money and want a simple, secure way to access and use crypto for daily transactions, Zao is for you.
Cross-Border Senders/Receivers: Experience affordable, fast international money transfers using USDT, with easy local cash-out options.