Твои займы

Your Loans is a convenient way to find the right microloan among current offers from trusted microfinance organizations. If you need money fast and don't have time to navigate the terms and conditions of each lender, Your Loans will do it for you. Offers from legitimate microfinance organizations listed in the Central Bank of the Russian Federation register are collected in one app, so you can choose the right one and proceed directly to the application process.
⚠️ Important: Your Loans is an informational app. It is not a lender, does not issue loans, and does not make credit decisions. All applications are submitted directly on the official websites of the microfinance organizations. 💡 How to get a loan
→ Install the Tvoi Loans app and open a list of current offers
→ Enter the desired amount and term – you'll see suitable options from microfinance organizations (MFOs)
→ Select an offer with convenient terms and go to the MFO website
→ Fill out an application online – no office visits or unnecessary paperwork required
→ Receive a decision and funds on your card at a time convenient for you
✅ Your advantages
— Only legal MFOs listed in the Central Bank of the Russian Federation register – no dubious lenders
— First loan at 0% – many MFOs offer favorable terms for new clients
— Completely online, 24/7 – apply anytime, anywhere
— Funds on your card the same day you apply – no waiting or lines
— Loans are available regardless of your credit history – the MFO makes the decision
— ​​Transparent terms – no hidden fees or unexpected charges
— Simple interface – anyone can understand it, even without experience
📋 Terms
Loan terms: from 61 to 365 days
Annual percentage rate (APR): from 1% to 32%
Late payment penalty: 0.1% per day, no more than 10% of the loan amount
No hidden fees.
The exact terms depend on the selected microfinance organization and are set by the lender individually.
📊 Calculation example
Loan: ₽15,000 for 61 days at 0.05% per day
Overpayment: ₽15,000 × 0.05% × 61 = ₽457.50
Total repayment: ₽15,457.50
This calculation is for example purposes only. The actual terms are determined by the selected microfinance organization.
🛡️ Reliability and transparency
Your loans work only with microfinance organizations included in the official register of the Bank of Russia. All partners comply with the requirements of Russian legislation. The app doesn't store your financial data or share it with third parties—you choose the microfinance organization and apply directly on its website.
Apply for loans wisely—compare all offers before choosing.