xSpendly

Tired of manually logging every coffee, bill, or shopping trip? Meet Spendly, the intelligent, privacy-first expense tracker that does the work for you.
xSpendly automatically transforms your bank SMS alerts into organized financial insights, giving you a crystal-clear view of your spending without you lifting a finger.

🚀 WHY xSPENDLY?

• Zero Manual Entry: Stop typing! xSpendly intelligently parses SMS notifications from banks, wallets, and UPI apps to log your transactions automatically.

• Privacy by Design: Your financial data is yours alone. xSpendly performs all processing 100% locally on your device. No data ever leaves your phone.

• Visual Intelligence: Understand your habits at a glance. Stunning yearly and monthly charts reveal your spending trends, helping you save more effectively.

• Intelligent Filtering: xSpendly focuses on "Pure Expenses." It intelligently filters out fund transfers, self-transfers, and investments to show you what you actually spent.

• Unified Bank View: Track credit cards, debit cards, UPI apps, and wallets in one powerful, unified dashboard.

• Smart Categorization: Automatically groups spending into categories like Food, Shopping, Bills, Travel, and Health.

•Pure Offline Power: No internet? No problem. xSpendly is blazing fast and fully functional without an internet connection.

🛡️ PRIVACY COMMITMENT
We believe your financial history is personal.
• No Cloud Uploads: Your data never touches a server.
• No Account Linking: No need to share bank login credentials.
• Local Processing: All SMS parsing happens strictly on your device.

💡 HOW IT WORKS
xSpendly scans your inbox for transaction alerts. When you receive a debit notification, xSpendly identifies the merchant, amount, and payment method (UPI, Card, etc.), and categorizes it instantly. You get beautiful insights without ever opening a spreadsheet.

Modern. Fast. Private. Take control of your finances today with xSpendly.

Note: xSpendly requires SMS permission to automatically track your transactions locally.