Mortgage Calculator

Mortgage Calculator helps you estimate the real monthly cost of a home loan in one focused workspace. Enter the home price, down payment, interest rate, loan term, property tax, insurance, HOA fees, and optional extra principal to calculate the monthly housing cost, loan amount, total interest, first-month principal and interest, payoff time, and total repayment.

Use built-in presets for common buying scenarios, save named mortgage scenarios with notes, tap Load to restore a saved form snapshot, and share a clean mortgage summary when you need to discuss a plan.