Tháp Tài Sản-Tài Chính Cá Nhân

Have you ever wondered: Where are my assets? Are my investments properly allocated? When will I achieve financial freedom?

The Asset Tower — the most comprehensive personal finance management app for Vietnamese people. Track your assets, record income and expenses, and create investment plans using the internationally standardized Tower model — classifying all assets into 4 risk levels. At a glance, you'll know where you stand on your journey to financial freedom. Manage your daily income and expenses, update today's gold prices, manage your bank savings, manage your informal lending group, or track Vietnamese stocks — everything revolves around the Tower.

🏗️ THE ASSET TURB — THE CORE OF THE APP
All your assets belong to one level in the tower:
• Level 1 — Safety: Cash, bank savings, emergency fund.

• Level 2 — Accumulation: Accumulate gold and silver assets (SJC gold prices, plain gold rings, PNJ, DOJI updated in real-time).

• Level 3 — Growth: Invest in stocks, open-ended fund certificates, ETFs.

• Level 4 — High Risk

• Liabilities: Motorcycles, cars, laptops — automatically depreciated daily.
The app automatically plots asset charts, calculates the weight of each level, and displays the investment portfolio and transaction history clearly.

💰 INCOME AND EXPENSE GUIDE — INTEGRATED TO THE ASSET PYRAMID
More than just a place to record expenses, this expense management app is closely linked to the Asset Pyramid:

• Records daily income and expenses across 23 streamlined categories.

• Automatic analysis charts: Essential / Variable / Discretionary Expenses.

• Scores your financial health and checks your contingency fund to protect you.

💎 GOLD BOOK, SAVINGS & FINANCIAL INVESTMENTS

• Gold investment: Record average purchase price, mark as sold, track today's gold price, and calculate profit and loss instantly.

• Savings and savings management: Automatically calculate accurate interest rates.

• Real estate (houses, apartments), bonds, and life insurance contracts.

🔥 FIRE TOOLS & 50+ FINANCIAL CALCULATORS

• Calculate how long it will take you to achieve financial freedom (Coast FIRE, Lean FIRE).

• Powerful toolset: calculate compound interest, bank loans, inflation, and retirement funds.

• Smart balance hiding mode to share asset structure on social media.

COMPLETELY FREE — NO ADS

• No annual fees. No spam ads.

• Guest mode available (Try now without registration). • Secure login via Google, cloud synchronization. Your data is completely secure and will never be shared with third parties.