TezCredit

TezCredit is a digital lending platform owned by Finagle Financial Services Private Limited. All loans are sanctioned and disbursed solely by our RBI-registered NBFC partner, Finagle Financial Services Private Limited (RBI Registration No: N-14.03528).

Looking for an reliable loan app to meet urgent expenses? TezCredit is your trusted solution for quick personal loans, directly credited to your bank account. Whether it’s for medical bills, rent, shopping, education, travel, or emergencies- TezCredit makes borrowing simple and reliable. With a 100% digital application process, you can apply anytime, anywhere without paperwork. The app is designed for fast approval, transparent charges, and secure processing giving you complete peace of mind. TezCredit is the hassle free way to get a quick loan online when you need it most.

Our NBFC details

Finagle Financial Services Private Limited (https://finaglenbfc.com/)

RBI Registration Number: N-14.03528

What We Offer (through Finagle Financial Services Private Limited):

✅ Loan Amount: ₹5,000 – ₹2,50,000 (sanctioned by Finagle Financial Services Private Limited, RBI-registered NBFC)
✅ Interest Rates: 12% – 36% per annum
✅ Loan Tenure: 3 – 60 months
✅ Processing Fee: Up to 5% of the principal amount + GST
✅ Conversion Fee: Up to 2% of the principal amount + GST
✅ Quick & Direct Transfer: Funds disbursed by our NBFC partner directly to your bank account
✅ No Collateral Required: Get a loan without pledging any security
✅ Foreclosure & Part-Prepayment Available
✅ Maximum APR – 50%


Eligibility Criteria:

✔ Indian Citizen
✔ Minimum Age: 21 years
✔ Maximum Age: 58 years
✔ Minimum Monthly Personal Income: ₹18,000
✔ Valid Identity & Address Proof (Govt. Approved)
✔ Aadhaar-linked Mobile Number
✔ Salaried Employee with Permanent/Regular Status
✔ At least 3 Months’ Salary Credit in the Current Company (for Salaried Employees)

Documents Required:
✔ PAN Card
✔ Income Proof (Bank Statements Reflecting Monthly Salary)

Example of How a Loan Works (Illustrative):

Loan Amount: ₹30,000
Tenure: 6 Months
Interest Rate: 24% per annum
Processing Fee (2.5%): ₹750
Conversion Fee (1.5%): ₹450
GST @18% on Fees: ₹216
Total Fees (incl. GST): ₹1,416
EMI: ₹5,356 per month
Amount Disbursed: ₹28,584 (after upfront fees: ₹750 Processing + ₹450 Conversion + ₹216 GST)
Total Repayment Amount: ₹32,136
Annual Percentage Rate (APR): 41.47%


How to Apply for a Personal Loan on the TezCredit App:

1. Download the TezCredit App
2. Register with your mobile number & OTP
3. Fill in basic details – PAN, Personal Information, Salary, Employer, etc.
4. Verify your identity through Selfie
5. Verify Aadhar & complete the application
6. Choose loan amount & confirm tenure
7. Verify Bank Account
8. Accept loan agreement & charges
9. Get loan disbursed instantly to your bank

Our Policies:

Privacy Policy: https://www.tezcredit.com/policies

Terms and Conditions: https://www.tezcredit.com/policies

Privacy Policy of Finagle Financial Services Private Limited (NBFC): https://finaglenbfc.com/privacy-policy/

Account Deletion: https://www.tezcredit.com/account-deletion

Application Requirements:
📱 Mobile Number
📧 Email
👤 Full Name
📅 Date of Birth & Gender
📇 PAN Card
🏢 Employment Type & Company Name
💵 Monthly Income
🏠 Address Proof (Permanent & Current Address)
📷 Selfie
📄 Bank Statement
📞 Reference Contact Details
🏦 Disbursement Bank Account Details

Why Choose TezCredit?
✔ Fast & Easy Loan Application
✔ Completely Digital Process
✔ Quick Loan Approval
✔ Instant Loan Disbursal by our NBFC partner
✔ No Hidden Charges
✔ Trusted by Users
✔ Product of RBI-Registered NBFC (M/S Finagle Financial Services Private Limited)

Download the TezCredit Personal Loan App & Get Loan Instantly! 🚀