APFL Gold Loans

Avail online gold loan with a trusted gold loan company from the comfort and privacy of your home with APFL Gold Loans app. The app is owned by Anand Property Finance Ltd which is a RBI registered NBFC operating since 1995.

We are an online gold loan company that offers the lowest gold loan interest rate with the highest per gram rate! We are currently operational in Mumbai, Pune and Surat.

APFL has partnered with esteemed banks like CSB and South Indian Banks for storing your gold securely. Apart from the secured vault we cover the your entire gold with insurance from big companies like United Insurance. So, you can be worry free for the safety for your gold.

Our simple 4 step gold loan process

Step 1: Apply for a loan on app
Step 2: Get your gold valued at home or a branch with minimal documentation.
Step 3: Get money transferred to you instantly.
Step 4: Gold gets stored at a partner bank near you.

- Apply for a Fresh gold loan or request Balance Transfer
- Schedule loan disbursal at a convenient time & place
- Simple dashboard to keep track of your active loans
- Make Easy Online Repayments
- Schedule Release (Doorstep delivery by Same or Next Working Day!)
- Earn money by referring customers to Aavishkaar

Product details:

1. Gold Loan amount ranges from ₹ 20,000 to as per requirement/eligibility
2. Loan duration: 180 days to 365 days
3. Annual Gold Loan Interest rates (APR, Min to Max) : 0% - 24.00%
4. Processing Fee (Min to Max) : 0%-1%
5. Foreclosure Fee- Nil

Note: We do not provide any pay-day loans or loans with less than 61 day repayment period in accordance with Google Policy.

Representative Example:

Representative Example: If the loan amount is ₹100,000 with interest rate 12% per annum; & if the customer pays only the interest every 30 days for a period of 180 days then the overall calculated interest payable would be ₹3000 only. So, Total cost of the loan would be (Principal + Interest): ₹1,03,000. The customers get the convenience to pay the principal balance anytime within 180 days tenure.

These numbers are indicative and subject to change according to the gold loan rate per gram. The final interest rate of the loan amount may vary from one customer to other depending on his chosen interest repayment pattern.

For complaints, write to care@anandfin.in
* T&C Apply. Available only in select geographies
** Indicative time measured for a loan of Rs 50,000 carried under controlled conditions. Subject to the necessary KYC and verification. T&C apply
Privacy Policy Link : https://anandfin.in/privacy-policy