ScrowIt! – XMR Escrow

ScrowIt! is a privacy-first peer-to-peer escrow app built on Monero (XMR) — the leading privacy cryptocurrency. Trade safely with strangers without trusting a central platform.

🔒 HOW IT WORKS
ScrowIt! uses Monero's 2-of-3 multisig technology to lock funds in an escrow wallet controlled jointly by the Buyer, Seller, and a neutral Arbitrator. No single party can move the funds alone — two signatures are always required.

1. Seller creates a trade and invites an Arbitrator via QR code
2. Buyer funds the multisig escrow wallet with Monero
3. Seller delivers goods or services
4. Buyer confirms — funds are released to the Seller automatically
5. If there's a dispute, the Arbitrator casts the deciding vote

🌐 TOTAL NETWORK PRIVACY
All peer-to-peer communication is tunnelled through I2P (the Invisible Internet Project), an anonymising overlay network built into the app. No IP addresses are ever exposed to your counterparties or to us.

🕵️ NO ACCOUNTS, NO KYC
Sign in with a Google account purely for secure device backup — your identity is never shared with trading counterparties. Each user gets an isolated encrypted database and a unique Ed25519 node key.

⚖️ DISPUTE RESOLUTION
Disagreements happen. ScrowIt! handles them fairly:
• Buyer can reject delivery up to 5 times
• On the 5th rejection, funds are automatically returned to the Buyer
• At any point, either party can raise a dispute and the Arbitrator rules

💸 LOW, TRANSPARENT FEES
A small service fee (1.5% default, range 1–5%, minimum 0.000001 XMR) is collected atomically at payout — no hidden charges, no withdrawal fees, no surprise deductions.

📶 WORKS OFFLINE TOO
If your counterparty is offline, ScrowIt! uses an end-to-end encrypted Firestore mailbox as a store-and-forward relay. Messages are delivered the moment they reconnect — no message is ever lost.

🔑 SECURITY HIGHLIGHTS
• 2-of-3 Monero multisig — funds are non-custodial
• AES-256 encrypted local storage via Android Keystore
• All P2P messages signed with Ed25519
• I2P embedded router — no separate app required
• Open-source components (Monero wallet, I2P router)

ScrowIt! is ideal for freelancers, online marketplace buyers and sellers, OTC crypto traders, and anyone who values financial privacy and wants a trustless way to trade.

⚠️ DISCLAIMER: ScrowIt! is a non-custodial tool. You are solely responsible for safeguarding your wallet backup. Monero transactions are irreversible.