PresTay: Crédito en Línea

Maximum loan: From $40,000 to $1,000,000;
Term: From 91 days to 365 days;
Maximum effective annual interest rate (APR): 36%;
Daily interest rate: 0.1%;
Stamp duty rate: 0.066%;

Example: If a user applies for a personal loan of $38,000, the loan details are as follows:
Capital: $38,000;
Term: 120 days (4 installments of 30 days each);
Interest: $38,000 * 0.1% * 120 ≈ $4,560;
Stamp duty: $38,000 * 0.066% ≈ $25;
Amount to pay = Principal + Interest + Stamp tax ≈ $42,585.

PresTay is a company dedicated to providing convenient and secure cash loan services to residents of Chile. Replace cumbersome traditional processes with convenient services, providing financial convenience to Chileans.

Requirements to apply for a loan:
- Chilean citizen with Chilean national identity card.
- 18 years or older
- Have a valid mobile phone number
- Have a bank account in your name

Privacy Policy:
All data we collect is used to verify your identity and establish credit history. We will never disclose your personal information to third parties without your permission and we will never sell your data to other institutions. Our privacy policy guarantees the security of your information. (Please see our privacy policy at: https://h5.pre-stay.com/privacy).

If you have any questions or require more information, please do not hesitate to contact us via email at support@pre-stay.com