Restio - AI Tax Companion

DISCLAIMER: Restio is an independent private app. It is not affiliated with, endorsed by, or operated by the Finanzamt, the Bundesfinanzministerium, or any other German government authority.

YOUR AI TAX ASSISTANT — ALL YEAR ROUND

Leaving money on the table every tax season? Whether you're employed or freelancing in Germany — Restio finds deductions, warns before problems, and explains Finanzamt letters in plain English.

WHAT RESTIO DOES FOR YOU

• Answer tax questions — Just ask. Restio responds with clear, situation-aware information.
• Scan receipts — Snap a photo, done. AI reads everything.
• Warn before problems — Monitors your tax limits 24/7 and alerts you in time.
• Calculate purchases — "Is this laptop worth it?" with exact tax savings.
• Explain Finanzamt letters — Photo the letter, get a plain-language explanation.
• Create reports — Charts, trends, and overviews on demand.

FOR EMPLOYEES

Work expenses, home office, equipment, commuting — Restio finds deductions many employees overlook, often worth hundreds of euros at filing time.

FOR FREELANCERS & SELF-EMPLOYED

Always know where you stand. Restio monitors your small business threshold (€25,000 prior-year / €100,000 current-year, since 2025), shows your income overview, and warns before things get tight. No more December panic.

FOR EXPATS

German taxes finally make sense. Restio explains Finanzamt letters in plain English and answers tax questions bilingually.

WARNS YOU BEFORE IT'S TOO LATE

Restio monitors your limits around the clock:
• Small business threshold (€25,000 prior-year / €100,000 current-year, ab 2025)
• Work expense allowance (€1,230, ab VZ 2023)
• Home office allowance (€1,260, ab VZ 2023)
You get a warning BEFORE you cross a limit.

FINANZAMT LETTER? NO STRESS.

Take a photo of the letter. Restio explains what the tax office wants in seconds — in plain English or German.

HOW IT WORKS

1. Ask a question or snap a receipt
2. AI analyzes, categorizes, and finds deductions
3. Restio proactively warns you about problems
4. Reports show you where you stand at any time

SOURCES (official legal references)

• €25,000 / €100,000 small business threshold — § 19 UStG (i.d.F. ab 1.1.2025): https://www.gesetze-im-internet.de/ustg_1980/__19.html
• €1,230 work expense allowance — § 9a EStG (Income Tax Act): https://www.gesetze-im-internet.de/estg/__9a.html
• €1,260 home office allowance — § 4 (5) No. 6c EStG: https://www.gesetze-im-internet.de/estg/__4.html
• Work expenses (general) — § 9 EStG: https://www.gesetze-im-internet.de/estg/__9.html
• Income-surplus accounting (EÜR) — § 4 (3) EStG: https://www.gesetze-im-internet.de/estg/__4.html
• Federal Ministry of Finance (BMF): https://www.bundesfinanzministerium.de/
• ELSTER (official tax portal): https://www.elster.de/

Restio is not tax advice within the meaning of the German Tax Advisory Act (Steuerberatungsgesetz, StBerG) and does not replace a tax advisor. For legally binding information, please consult a registered Steuerberater or contact the Finanzamt directly.