PennyPulse: Expense Tracker

Budget by project. See where your money goes.

PennyPulse is an income and expense tracker built around the way people think about money — by project, by period, by goal. Whether you're managing everyday spending, a trip abroad, freelance income or a renovation, PennyPulse keeps each part of your financial life organized and easy to act on.

Organize money by what matters to you
Stop dumping everything into one overwhelming list. Create projects for Everyday, Travel, Freelance, Health — each with its own budget, transactions and insights.
• Set budgets per project with visual progress bars
• Per-project income, spending and net breakdown
• Budget alerts when you're getting close to the limit

A dashboard that adapts to you
Toggle widgets on and off. Switch between weekly, monthly and yearly views. Compare any period to the previous one — so you always know if you're trending up or down.
• Week / Month / Year period selector
• % change vs previous period on every metric
• Toggle balance cards, charts, categories and projects
• Interactive bar, donut and line charts

Every transaction, perfectly organized
Log income and expenses in seconds. Mark them as recurring and get reminded when they're due. Search across everything instantly.
• One-tap income and expense logging
• Recurring transactions — weekly, monthly, yearly
• Filter by type, category and project
• Export all your data as CSV anytime

Your finances are nobody else's business
How you earn and spend is personal. We treat it that way.
• Never sold, never shared with advertisers
• Not used to train AI models — ours or anyone else's
• Hosted in Germany, under EU law and GDPR
• Each user's data is encrypted with their own key

Simple, honest pricing
• Free forever — unlimited transactions, 1 project, data export included
• Premium — €2.99/month (or €2.50/month billed yearly) for unlimited projects and advanced analytics
No hidden fees. No upsells. Cancel anytime. Data export included on every plan.

Built for
Travelers, freelancers, side-project owners, and anyone who wants a clear, calm view of their money — without handing their financial life over to a bank or an ad network.

Start free. No credit card required.