Nqood: AI Budget Planner

Nqood — Your AI Money Companion

Stop guessing where your money goes.

Nqood helps you effortlessly track expenses, manage income, plan your budget, monitor debt, forecast future balances, and reach your financial goals—all from one beautifully designed app.

Whether you simply want to record today's coffee or plan your finances months ahead, Nqood adapts to your style.

Track money your way

Recording transactions should take seconds—not minutes.

Choose the method that fits you:

• One-tap expense recording
• Voice input in English and Egyptian Arabic
• AI assistant that understands natural language
• Home screen widgets
• App shortcuts
• Automatic transaction suggestions
• Offline transaction recording with automatic sync

Nqood predicts categories, payment methods, contacts, and titles based on your habits, making tracking almost effortless.

Complete transaction details

Track as much—or as little—as you want.

Every transaction can include:

• Expense or income
• Categories and income reasons
• Financial contacts
• Payment methods and wallets
• Transaction date
• Notes
• Fees
• Debt repayment
• Remaining debt balance
• Recurring status
• Custom title

Everything stays organized and easy to search.

Multiple accounts & wallets

Manage all your money in one place.

Track:

• Cash
• Bank accounts
• Wallets
• Business accounts
• Personal accounts

Transfer money between accounts and monitor each account separately or together.

Smart budgets & financial goals

Stay in control without constantly checking your spending.

Create:

• Spending limits
• Saving goals
• Minimum balance goals

Goals can be based on:

• Categories
• Accounts
• Custom periods
• Income percentages
• Recurring schedules

Receive reminders before reaching your limits and celebrate when you achieve your goals.

Debt management

Keep track of money you owe—and money others owe you.

Manage debts with financial contacts, record repayments through normal transactions, monitor remaining balances, and keep a complete repayment history.

Powerful financial insights

Understand your finances with rich analytics.

See:

• Income vs expenses
• Net savings
• Spending trends
• Category breakdowns
• Payment method analysis
• Monthly comparisons
• Goal progress
• Historical performance

Drill into every number and explore the transactions behind it.

Safe to Spend

Wondering if you can afford something?

Nqood analyzes your income, recurring bills, goals, spending habits, and scheduled transactions to estimate how much money is truly safe to spend.

AI Balance Forecasting

Look into your financial future.

Predict upcoming balances based on:

• Spending habits
• Scheduled transactions
• Financial goals
• Recurring income
• AI-powered forecasting

Even test purchases before spending using the "Can I afford it?" feature.

AI Financial Assistant

Your personal finance assistant can:

• Add transactions
• Create budgets
• Manage debts
• Create financial goals
• Answer finance questions
• Analyze spending
• Forecast balances
• Plan savings
• Perform app actions using natural language

Simply ask.

Scheduled transactions

Never forget recurring payments again.

Schedule:

• Rent
• Salary
• Subscriptions
• Bills
• Loan payments

Receive reminders, confirm or skip transactions, edit amounts when needed, and keep a complete execution history.

Built around you

Customize almost everything.

• Light & dark themes
• English & Arabic
• Currency
• Week start
• Month start
• Dashboard layouts
• Statistics views
• Haptic feedback
• Notifications
• Home widgets
• Shortcuts

Nqood adapts to your workflow—not the other way around.

Privacy first

Your financial data belongs to you.

• Secure authentication
• Encrypted communication
• Offline support
• Delete your account and data anytime

Nqood does not connect to your bank accounts, move money, or provide financial advice. It simply helps you understand and manage your finances smarter.

Download Nqood today and make every pound count.