정부지원 서민대출 햇살론, 사잇돌 안내센터

Don't worry alone.
Customer-customized loans to stabilize the livelihood of the common people and lower the interest rate burden
Financial services and social safety net loans for low-credit/low-income office workers
Replacing high-interest debt with low-interest rates
Easy to use from simple limit inquiry to loan application ok
From non-face-to-face, non-visit, small and large amount of money...

We handle a variety of products such as sunshine loans, hopeful loans, better needs loans, and mortgage loans, and we will repay you with lower interest rates and higher limits.
What is Sunshine Loan for Commonwealth Support?
As a joint brand for loans for the common people, where you can receive a livelihood loan of 10% to 11% per year, it can be used as a livelihood fund for office workers and self-employed people. As a product handled by the secondary financial sector, it is possible to receive the product through the unit Nonghyup, Fisheries Cooperative, Credit Cooperative, Saemaeul Credit Cooperative and various savings banks corresponding to the mutual financial sector.

Loan Application Target: Customers currently working for more than 3 months, workers with an annual income of 35 million won or less
Employees with an annual income of 45 million won or less among customers with a personal credit score in the bottom 20/100

Loan limit: Up to KRW 20 million for living expenses (within the guarantee limit)

Loan period: 3 or 5 years

Repayment structure: Equal repayment method

Loan interest rate: Annual minimum 10% ~ maximum 11%
Differential application of loan interest rates according to credit rating and other conditions
Loan interest rate base rate (financing rate) + spread rate

Standard interest rate: subject to change according to the notification of the Financial Supervisory Service every month / Additional interest rate: applied differently depending on customer credit rating, etc.

Interest charge period: Post-monthly payment (automatic transfer possible)

Overdue interest rate: Loan interest rate + 3.0% (not to exceed 20% of the maximum interest rate including interest rates and fees)

Fee: No handling/repayment fee, credit guarantee fee (within 2% per year) (1% for social consideration) (1.5% for low-income youth)

Cognitive cost: no burden

-The loan interest rate may change according to changes in the standard interest rate.
-If there is a change in personal information at the time of extension of the period, part or all of the loan may be recovered.
-If repayment of the loan or interest payment is delayed, the overdue interest rate is applied, and you may suffer property disadvantages due to offsetting with other bonds such as deposits or legal procedures.
-Please check the product description and terms and conditions before signing the contract.
- You have the right to receive sufficient prior explanation of the product, and please trade after understanding the explanation.
-Directron Co., Ltd. is a loan recruitment corporation that conducts loan recruitment through a loan business consignment contract with Korea Savings Bank.
-It is illegal to request a brokerage fee other than interest and no handling fee.
-Excessive borrowing can cause a drop in personal credit score.
-Directron Co., Ltd. is a recruitment corporation that signed a loan recruitment consignment contract with Korea Savings Bank Co., Ltd. under the exclusive transfer of one company.
- Direct Loan Co., Ltd., a loan recruitment corporation, does not have the authority to conclude financial product contracts.
- Restrictions or disadvantages in financial transactions may occur due to a drop in personal credit score.
- In the case of overdue, the obligation to repay the principal and interest may occur before the expiration of the contract period.
-Please check the product description and terms and conditions before signing the contract.
- You have the right to receive sufficient prior explanation of the product, and please trade after understanding the explanation.
- Loan solicitor inquiry site http://www.loanconsultant.or.kr / Korea Savings Bank Customer Satisfaction Center: 1877-9900