Substrak: AI Financial Manager

More than just a subscription tracker. Meet your personal AI Financial Copilot.
Substrak is the comprehensive privacy-first money manager that combines recurring bill tracking, manual expense logging, and income management into one secure dashboard. No bank linking required.

🚀 AI FINANCIAL COPILOT
Chat with your finances. Ask Copilot to:
• "Analyze my spending habits."
• "Find duplicate subscriptions."
• "Help me reach my savings goal for a new car."

💰 INCOME & EXPENSE MANAGER
Don't just track bills. Log daily expenses (groceries, coffee) and income sources (salary, freelance). Visualize your Net Cash Flow instantly.

🎯 FINANCIAL GOALS
Saving for a vacation or emergency fund? Set custom goals, allocate monthly surpluses, and watch your progress bar fill up.

📉 SUBSCRIPTION COMMAND CENTER
• Track Fixed & Variable bills (e.g., Electricity).
• Get alerts for Free Trials 2 days before they charge.
• Organize via custom categories.

🔐 100% PRIVACY FOCUSED
• Offline-first architecture.
• No bank syncing. No data selling.
• Your data stays on your device and secure cloud storage.