Perks tech

Perks is an all-in-one mobile app that revolutionises the way people spend, save invest or borrow for their lifestyle.

List of Benefits are as follows :-

Investments :
Seamlessly create Fixed Deposits with Bajaj Finance Limited and Invest with Elevo , our trusted investment partner.

Spend and Save :
Powered by SayF, Perks lets you save up to 13% in Gold by purchasing gift cards from renowned brands like Swiggy, BookMyShow, Myntra, MakeMyTrip, Croma, Decathlon, Nykaa, and BodyShop.

Health Benefits:
Powered by uCare, Perks enables users to purchase Health cards, hospital cash products, and book doctor consultations online, ensuring your well-being is always a priority.

Loan Products via Lending Partners:
Access flexible loan options from our esteemed RBI registered NBFC partners, HDB Finance Services, and Earlysalary Services Private Limited (Formerly Known as Ashish Securities Private Limited). Our competitive Annual Percentage Rates (APR) range from 11% to 24% per annum, compounded annually.

Lending Partners:
Our esteemed RBI registered NBFC partners are HDB Finance Services, and Earlysalary Services Private Limited (Formerly Known as Ashish Securities Private Limited).Our policies and services fully comply with RBI regulations.

View the Perks facilitator listing:
https://www.fibe.in/our-sourcing-partners/
https://www.hdbfs.com/products/digital-lenders
(P.S: Fibe is the brand name used by Earlysalary Services Private Limited )

Why is Perks the perfect choice for all customers?
Loan Amount Range: INR 50,000 - 5,00,000
Minimum Loan Tenure: 12 Months
Maximum Loan Tenure: 48 Months
Maximum Annual Percentage Rate (APR): 18%
Minimum Annual Percentage Rate (APR): 12%
Processing Fee: Up to 2%
Repayment Options:

Repay your loan conveniently over a period of up to 60 months through monthly Equated Monthly Instalments (EMIs). The minimum number of EMIs is 6, paid once monthly for over 6 months. The EMI amount is determined by the approved Rate of Interest (ROI), tenure of the loan, and the principal amount.

Nominal Processing Fee:
A nominal processing fee of 2% of the principal amount is applied, which is deducted from the disbursed amount. For example, if you apply for a loan of INR 1,00,000 with an APR of 18% for a duration of 12 months:

Total Interest to be Paid: INR 18,000
Processing Fees + GST: INR 1500 + 270 = INR 1,770
Amount to be Disbursed: INR 98,230/-
Total Repayable Amount (Principal + Interest): INR 1,18,000
Monthly EMI: INR 9,833/-
Please note that the processing fee (PF + GST = INR 1770) is deducted from the actual loan amount at the time of disbursement.
Secure your financial future with our transparent and convenient loan options. Apply now and experience hassle-free borrowing with Perks!

Convenient Bill Payments: Settle your phone, electricity, DTH, and gas bills effortlessly using Perks, saving you valuable time and effort.

Booking Office Space - Powered by WeWork India - Book a day pass through WeWork India in any of the Metropolitan cities on Perks.

Perks offers a streamlined solution for employers, allowing them to:
1. Effortlessly onboard employees by syncing their HRMS or uploading a CSV file.
2. Activate tailored benefits for their employees.
3. Send and recognise employees by sending them gift cards on special occasions and others too, fostering a positive work environment.

Empower your employees with Perks, providing them with the convenience of purchasing discounted perks and effortlessly managing their benefits—all from one user-friendly platform.

Employers can now make informed benefit choices effortlessly, while employees enjoy the convenience of purchasing discounted perks and effortlessly managing their benefits—all conveniently accessible from one place.
Elevate your lifestyle with Perks!