Spendlyo

Spendlyo helps you take control of your monthly allowance by turning it into a clear daily spending limit — so you always know exactly how much you can spend today.

No registration. No internet required. Everything stays on your device.

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HOW IT WORKS

Enter your monthly budget once. Spendlyo automatically calculates your recommended daily spending limit based on the number of remaining days in the month.

Every time you log an expense, your daily limit updates instantly. You always see exactly where you stand — no surprises at the end of the month.

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KEY FEATURES

• Daily Budget Calculator
Converts your monthly budget into a smart daily limit. Updates automatically as you spend.

• Expense Tracking
Log expenses in seconds. Choose a category, enter the amount, add an optional note, and you're done.

• Income Tracking
Add extra income anytime. Your daily budget recalculates immediately.

• Budget Overview
See your total budget, amount spent, remaining balance, and remaining days — all in one place.

• Spending Statistics
View your expenses by category, weekly spending breakdown, and a 6-month spending trend.

• Smart Insights
Get a daily status message showing whether you're on track, close to your limit, or over budget.

• Transaction History
Browse, search, and filter all your transactions. Sort by date or amount. Delete with a swipe.

• Multi-Currency Support
Choose your currency when setting up your budget. Supports USD, EUR, GBP, EGP, SAR, AED, and more.

• Custom Month Start Date
Set the day your monthly budget cycle begins — works with any payday or allowance schedule.

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COMPLETELY OFFLINE

Spendlyo works without an internet connection. Your financial data is stored locally on your device using a secure, fast offline database. Nothing is sent to any server.

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PRIVACY FIRST

• No account required
• No data collection
• No cloud sync
• No analytics or tracking
• No ads

Your data belongs to you and stays on your device. You can delete everything at any time from the Settings screen.

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WHO IS SPENDLYO FOR?

Spendlyo is designed for anyone managing a fixed monthly budget:

• University and school students
• Young adults on a monthly allowance
• Anyone who wants a simple, offline budget tracker

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Spendlyo is free to use with no in-app purchases and no advertisements.