Spectrum Pay

Name: Spectrum Pay
Rating: 3.625 (141 reviews)
Author: Spectrum MFB

By: Spectrum MFB

Bank anytime and anywhere through your smart phone, transact round the clock.

Features & Capabilities

Spectrum Pay is your reliable mobile banking companion from Spectrum Microfinance Bank, licensed by the Central Bank of Nigeria. Designed to meet all your banking needs, this extension lets you bank anytime and anywhere seamlessly through your smartphone.

As a customer-centric retail financial institution, Spectrum MFB offers a range of services including savings, loans, and investment opportunities aimed at creating self-sufficient individuals and fostering sustainable businesses. With Spectrum Pay, enjoy convenient, round-the-clock access to financial solutions dedicated to supporting economic growth and community transformation.

User Growth & Download Statistics

App

By:

Downloads:

Rating:

Version:

2.3.3 Last updated: 2026-04-11

Version code:

172

Creation date:

2022-10-26

Publisher country:

Permissions:

android.permission.ACCESS_COARSE_LOCATION Very high risk
android.permission.ACCESS_FINE_LOCATION Very high risk
android.permission.CAMERA Very high risk
android.permission.RECORD_AUDIO Very high risk
android.permission.VIDEO_CAPTURE Very high risk
android.permission.READ_EXTERNAL_STORAGE High risk
android.permission.WRITE_EXTERNAL_STORAGE High risk
android.permission.FOREGROUND_SERVICE Low risk
android.permission.INTERNET Low risk
android.permission.MODIFY_AUDIO_SETTINGS Low risk

Size:

50.51MB

Email:

in*****@spectrummfb.com

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-06-10

Compare stats and ranking:

Ranking

# 428,955 ▲ 3,425

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

Spectrum MFB

Google Play Store

https://play.google.com/store/apps/details?id=com.spectrummfb.spectrum_pay

Email:

in*****@spectrummfb.com

Website:

https://spectrummfb.com

User Reviews

Users frequently experience login problems and inability to access or use the app for transactions. Many report that money cannot be transferred out despite successful credits, causing frustration. Delayed or missing alerts and excessive transaction fees are common complaints. Customer support is reported as poor with unresponsive service. However, some users appreciate the app's user-friendly interface and fast transaction processing when it works.

Pros

The app is easy to use and user friendly.
The app processes transactions quickly when functional.
Some users find the app nice and exceptional for business transactions.

Cons

Frequent login issues and inability to access the app for days.
App fails to process transactions or disallows transfers repeatedly.
Delayed or missing transaction and account alerts.
High and excessive transaction fees causing user dissatisfaction.
Poor or unresponsive customer service with no call pick-up and unresolved refund issues.

Recent reviews

Isn't Working at all, Scam bank

Sa*****, 2025-01-05

Very bad experience I have with your App very frustrating for 2_3 month now can logged in ,,still no useful information

Da*****, 2025-01-04

At first I couldn't log in for 2weeks, but when I did, the app could not process any transactions. Now I had just updated the app but could not login. It displays " sorry we cannot process your request"