Solvory: Debt Tracker

Debt tracker for real life. This debt tracker helps you remember what you owe, what people owe you, and how to split bills without awkward texts or messy notes.

💸 TRACK WHAT YOU OWE
Stay on top of personal debts before they turn into forgotten tabs. Log an IOU in seconds when you borrow money from a friend, pay your share later, or need to remember a cash loan, dinner tab, ride, rent piece, ticket, or everyday expense. Add the person, amount, date, and note, then update it whenever you make a payment. Solvory gives you one simple place to track money you owe across friends, family, roommates, coworkers, and saved contacts. It is a practical debt manager for everyday situations, from coffee and gas to larger personal loans.

💰 MONEY OWED TO YOU
Need a clear answer to who owes me? Solvory makes it easy to track money owed to you without spreadsheets, screenshots, or chasing people through chat. Record personal loans, spot someone at lunch, cover groceries, front concert tickets, or note any favor that should be paid back later. See every open balance at a glance, mark partial payments, and keep a clean history so you always know what is still unpaid and what has already been settled. Clear records help you ask for repayment with confidence, not guesswork.

👥 SPLIT EXPENSES & GROUPS
From weekend trips to household bills, shared expenses add up fast. Use Solvory as a split bill and group expense tracker for roommates, couples, travel groups, friends, and family. Create expenses, choose who paid, split costs fairly, and instantly see who owes whom. Great for dinner, rent, utilities, groceries, vacations, cabins, bachelor or bachelorette trips, office collections, school events, and everyday group spending. When plans get busy, Solvory keeps the math simple so everyone can settle up with less confusion, fewer reminders, and fewer awkward money conversations.

⏰ REMINDERS & PAYMENT METHODS
A good debt manager should help you follow through, not just record numbers. Set reminders for upcoming payments, unpaid balances, or follow-ups so nothing slips through the cracks. Save the payment method used for each transaction or settlement, whether it was cash, bank transfer, card, check, Venmo, PayPal, Zelle, or another method that makes sense for you. Notes and payment details help avoid misunderstandings, keep your records organized, and make each IOU easier to explain later.

📊 BALANCES & REPORTS
See the full picture of your personal debts in one place. Solvory organizes what you owe and what you are owed into clean balances you can actually understand. Quickly review open items, settled items, partial payments, and total amounts by person or group. Instead of guessing, you get a straightforward debt tracker that shows current status, payment progress, and a clear who-owes-whom view. It is built for everyday money situations, not complicated accounting, so you can check balances before payday, after a trip, or anytime you want a clean summary. It is perfect when you want a quick overview before sending a reminder or requesting payment.

✨ WHY SOLVORY
Solvory is made for people who want a simple, private way to manage IOUs and personal debt without the clutter of full budgeting apps. It is free to use, easy to learn, and practical for real relationships. Whether you need a friend debt tracker, a money owed app, or a lightweight alternative to split bill apps like Splitwise, Settle Up, Tricount, or Spliit, Solvory focuses on what matters most: clear records, easy updates, fast balance checks, and less stress around money between people. No more sticky notes, chat searches, or trying to remember who paid last time. Honor what you owe, keep track of what others owe you, and stay organized in many languages.
🛠️ HOW IT WORKS
Add a debt or shared expense in seconds. Track every change as money moves, payments come in, or balances are updated. Settle up when the amount is paid back in full, and keep the record for reference. Use it for one