Solventa

Solventa is Colombia's leading 100% online instant loan Fintech platform focused on financial inclusion. Offering personal and business loans in Colombian pesos, Solventa provides fast access to credit up to $3,000,000 COP with flexible payment terms from 1 to 6 installments. Applications require only an original ID and a personal bank account, with funds disbursed in less than 60 minutes to any Colombian bank. Users benefit from instant loan decisions, the ability to calculate installment payments and choose payment dates, and multiple secure payment options such as PSE, Efecty, and Bancolombia.

Solventa helps improve credit scores through responsible lending practices while providing the convenience of repaying loans early or renewing loans online without additional registrations. The platform supports financial needs ranging from unexpected expenses to SME business requirements including payroll and inventory purchasing. With transparent fees, competitive annual interest rates (TEA between 25% and 28.85%), and exclusive customer benefits, Solventa delivers a streamlined and user-friendly lending experience fully accessible via its website and mobile devices.