Smart Pay

Smart Pay Money Transaction App collects limited user information such as name, phone number, and transaction details to provide secure user-to-user money transfer services.
The app also includes a currency converter feature that allows users to view and convert international and local currency values for informational purposes.
We do not collect national ID, banking/payment details, device information, or location data.
User data is used only for app functionality, transaction processing, currency conversion features, and customer support.
We do not sell or share personal information except when required by law or to prevent fraud.