Simpan Pinjam Koperasi

KSP — A professional cooperative savings and loan management application for managing member funds, savings, financing, credit, and loans.

Easily manage your cooperative's finances — from member registration,
main/mandatory/special savings, to loan disbursement and repayment.

Complete Features:
• Member Management — Complete member data with principal, mandatory, and special savings
• Savings — Automatic deposits, withdrawals, and interest every month
• Financing / Loans / Credit — 3 interest methods: Flat, Effective, and Annuity
• Automatic Journal — Every transaction is recorded directly in the books
• Monthly Closing — Automatically transfer profit/loss to the SHU
• Financial Reports — Balance Sheet, Profit and Loss, General Ledger
• Credit Score — Assess member loan eligibility
• Installment History — Track loan payments per member
• Database Backup & Restore

Suitable for small and medium-sized cooperatives, as well as savings and loan units
that require a system for recording daily transactions,
monthly budgets, and periodic financial reports.

KSP helps cooperative administrators manage member savings,
loan realization, interest calculations, and installment monitoring
— all in one fast, offline Android application.