SMFG India Credit mConnect 2.0

The SMFG India Credit mConnect app serves as your one-stop solution for exploring managing your loan accounts, making EMI payments, and raising service requests anytime, anywhere. This user-friendly app is designed for customers of both SMFG India Credit and SMFG Grihashakti, giving you a simple and secure way to access everything you need in one place. You can also use the app to know more about our loan products, and apply for the same.
With the SMFG India Credit mConnect app, you can:



- Manage all your loan accounts in a single app

- Pay your EMIs online seamlessly

- Download important documents and loan-related records, including statements and schedules

- Access your loan details anytime, anywhere

- Place service requests for Statement of Account, Repayment Schedule, etc., in just a few clicks

- View the status of past requests

- View or request a No Dues Letter
Locate your nearest branch

…and much more.


If you are not an existing customer of SMFG India Credit and wish to apply for a loan, you can use the app to reach our website or click here

Personal Loan Interest Rates: Starting @ 13.00%* per annum up to 33%
★Loan Amount: ₹50,000 to ₹30 Lakhs
★Processing Fee: Up to 5% of the total loan amount + GST
★Loan Tenure: 12 to 60 Months
Documents Required for a Personal Loan*:
✓KYC Documents (PAN Card & Valid Address Proof)
✓Employment Proof
✓Salary Slips for the Last 3 Months
✓Bank Statements for the Last 6 Months
Example:
For a loan amount of ₹1 Lakh borrowed at an interest rate of 13% for a period of 36 months:

Loan Amount - ₹1,00,000/-
Interest - 13% p.a.
Tenure - 36 Months
Monthly EMI - ₹3,369/-
Interest Payable - ₹21,298/-
Processing Fees - ₹5,900/-
Total Cost of Loan (Principal + Interest + Processing Fees) - ₹1,27,198/-
Please note that the above example is for your understanding only. Loan eligibility criteria, documentation, terms offered and disbursal process will depend on SMFG India Credit’s policy at the time of loan application. Please view our terms and conditions to know more.