SM Pay

Standard Moliya is your reliable mobile wallet.
Manage your finances easily, quickly, and securely. Pay for services, monitor your balance, make transfers, and earn cashback—all in one app!

💳 Key features:

* SmartPay—pay for government services, utility bills, and fines online.
* Mobile Pay—top up your mobile phone account in just a few clicks.
* Wallet and Cards—securely store funds, make fast transfers, and top up cards.
* History and Analytics—visual graphs of expenses and income by category.
* Real-time exchange rates—up-to-date data for TJS, USD, RUB, EUR, and other currencies.
* Cashback and bonuses—earn rewards for purchases and payments.
* Security first—Face ID, PIN codes, and data encryption.
* QR payments—pay with a single scan, without any hassle.
* 24/7 support — our support team is always nearby.

📱 Benefits:

* Instant payments and transfers without waiting in line.
* Complete control over all your finances.
* Simple identification and profile management.
* User-friendly interface and easy start with onboarding screens.
* Transparency and security of every transaction.

Moliya Standard is your financial assistant in your pocket.
Pay, transfer, and manage your money confidently, wherever you are.