SimuLoan: Mortgage Loan

Don't let chance decide your real estate future anymore. Whether you are buying your primary residence or planning a rental investment, SimuLoan is the ultimate tool to analyze the financial viability of your project in seconds.
SimuLoan is not just a simple loan calculator. It is a complete financial assistant that allows you to instantly visualize your monthly payments, the total cost of your credit, as well as your rental profitability and cash flow.

WHY CHOOSE SIMULOAN?
Real estate is often the investment of a lifetime. A variation in interest rate or a poor estimation of insurance costs can cost thousands of dollars. SimuLoan provides you with the necessary precision to negotiate with your bank and secure your purchase.

KEY FEATURES:

ADVANCED MORTGAGE LOAN SIMULATOR Adjust all your financing parameters using a fluid and intuitive interface:
- Borrowed amount
- Loan duration (in years)
- Interest rate
- Borrower insurance rate
Instantly get:
- The amount of your monthly payment (credit + insurance).
- The total cost of the credit over the full duration.
- The share of insurance in your monthly budget.

INVESTOR MODE & RENTAL PROFITABILITY This is where SimuLoan makes the difference. Activate the "Rental Investment" mode to transform the simulator into a yield analysis tool for landlords and investors.
- Enter the estimated monthly rent.
- Instantly view your monthly and annual Cash Flow (positive or negative).
- Calculate your gross yield as a percentage.
- Check if your property is self-financing (self-funding) or if you need to make a savings effort.
CLEAR AND MODERN INTERFACE
- Elegant dark design (Dark Mode) that is easy on the eyes.
- Interactive sliders to test different scenarios in real time.
- Visual summary of key figures: green for positive cash flow, clear and legible for monthly payments.

WHO IS THIS APP FOR?
1. First-time Buyers: To know exactly how much you can borrow and how much it will cost you each month before seeing a real estate agency or a broker.
2. Real Estate Investors: To quickly calculate in a blink of an eye if a property spotted in an advertisement is a good deal. Stop wasting time visiting properties that do not generate cash flow.
3. Real Estate Professionals: Agents and brokers, use SimuLoan to quickly show your clients the feasibility of their project directly on your smartphone.

FREQUENTLY ASKED QUESTIONS HANDLED BY THE APP:
- What will my monthly payment be for a loan of 350,000 dollars?
- What is the impact of the insurance rate on my loan?
- Is this studio profitable if I rent it for 600 dollars per month?
- Does my investment generate positive cash flow?

Make the right financial decisions. Download SimuLoan today and transform your estimates into concrete projects.