DCA Simulator

DCA Simulator lets you simulate the growth of your recurring investment plan in a detailed and accurate way, including with financial leverage.

Set the parameters, tap RUN SIMULATION and get charts, key metrics and a complete year-by-year table.

On the Simulation Parameters page you can configure every aspect of your investment:

- Initial age
- Plan duration
- Initial deposit
- Installment and frequency
- Annual return
- Safe Withdrawal Rate (SWR)
- Financial leverage (ratio, mode and cost)

Option to add a second stage with separate parameters

The app calculates contributions, return, debt and interest month by month, creating a realistic and personalized simulation.

After running the simulation you'll find:

• Summary cards: Final age, total invested, final capital, profits, total debt (if any), monthly SWR and other key metrics.

• "Capital Growth" chart: Yearly progression of your capital with stacked bars (Equity, Debt, Profit). If a second stage is enabled, a vertical band highlights the change of period.

• "Monthly SWR" chart: Shows, year by year, the sustainable monthly withdrawal calculated from your capital.

• Year-by-year table: Cumulative invested, profit, final value and monthly SWR, with horizontal scrolling on mobile devices.

With Google sign-in you can save your simulations to the cloud and find them again whenever you want.

List of saved simulations
Quick preview of the parameters
Instant display

On the Account page you can manage sign-in and sign-out in a tap.

PDF export with charts and a full summary.

Also available as a web app at: https://primaltoinvestimenti.it/simulatore-pac/