Silver Orbit

Silver Orbit is a personal finance app that keeps your monthly money map entirely on your device. No bank connections, no subscriptions, no data sharing — just a clear picture of income, spending, budgets, and savings goals.
Overview — see your monthly income, how much is free after all planned expenses, and your current overspending risk at a glance. The recurring bill checklist shows every bill with its due date and amount so nothing gets missed.
Expenses — add cash, card, and planned costs by category without connecting any accounts. See spending by category in real time: housing, groceries, transport, utilities, dining, and personal — each with a progress bar against the monthly limit.
Budgets — set spending limits for every category and track how much is left. Overspending indicators show where you're running close before the month ends. Restore starter limits anytime with one tap.
Goals — create savings orbits for any financial target: emergency reserve, travel fund, laptop replacement, or any sinking fund. Add deposits as you go and track progress toward each goal independently.
Reports — monthly summary with total spent, projected balance, bills paid, and amount saved across all goals. Budget utilization breakdown shows how each category is tracking against its limit.
Silver Orbit is for anyone who wants full control over their monthly finances without giving an app access to their bank account.