Shelter: AI Money Guardian

Plan each paycheck, track bills, and know what is safe to spend before payday.

Shelter looks ahead at bills, subscriptions, debt payments, autopays, and upcoming cash pressure so your bank balance is easier to trust. Instead of wondering whether today's balance is real, you get a clear Safe-to-Spend number, the next thing that could hit your account, and the first move to make.

Guardian watches your cash-flow picture, counts what is already spoken for, and turns the pressure into one practical next step without shame or lectures.

With Shelter, you can:
- Budget bills before payday
- See what is safe before payday
- Know what bills and renewals hit next
- Spot tight days before they become overdrafts
- Find autopay creep and recurring charges
- Ask Guardian what to handle first

Shelter uses a read-only Plaid connection. It does not move money, make payments, negotiate bills, or change your bank account.

No ads. No data selling. Account deletion is available anytime.

Shelter provides guidance and planning, not banking, investment, tax, or legal advice.