Shchodraya

Shchodraya is a bonus (loyalty) program that lets users collect points for qualifying non-cash transactions — including purchases with the Mastercard World payment card and online payments — and redeem them for bonuses like gift certificates and discount coupons. After registering, every participating bonus card is automatically added to your personal account (after verification), so you can immediately see awarded points, available bonus offers, and current promotions.

In your personal account you can monitor point balances, exchange points for privileges, and follow news and special offers. Points are credited for purchases made without cash using a bonus card (including retail and online transactions), making it simple to earn rewards from everyday spending and banking products associated with the Shchodraya program.