Flowcent: Daily Allowance

Flowcent answers one question: can I spend this?

Not "which of my 14 budget categories does this fall under". Not "let me reconcile my statements on Sunday". One number, on one screen, that tells you what you can safely spend today.

HOW IT WORKS

Tell Flowcent your monthly income, and what share of it is day-to-day money, the rest stays for rent, bills and savings. Flowcent divides the day-to-day share across the days left in the month and shows you the result. That's your number.
Then just log what you spend. The number goes down. When it turns amber, you're close to the edge for today. That's the whole loop.

THE ONE RULE

Spend under today, and the rest is added to tomorrow - in full.
Go over, and only a quarter of the overspend follows you. One bad day won't wreck your month, and you never open the app to a punishment. Whatever is left is re-spread over the days still to come, so today's number is always honest.

FIVE SECONDS TO LOG AN EXPENSE

A custom keypad, not a form. Tap the amount, tap a category, done. No receipt photos, no merchant lookups, no waiting for a bank sync that may or may not arrive.

Recurring bills can be marked as monthly so you enter them once, not every month.

YOUR MONEY DATA NEVER LEAVES YOUR PHONE

No account. No login. No bank connection. No name, email or password is collected - Flowcent never asks for them, because it doesn't need them.

Your expenses, income and balances are stored encrypted on your device and are never transmitted anywhere.

WHAT YOU GET FREE

• Your daily number, recalculated every day
• Unlimited expense logging with the fast keypad
• The last 30 days of history, filterable and searchable
• A day streak for every day you stay under
• A running total of what you've saved this month
• Full CSV export - every expense you have ever logged, not just the last 30 days

FLOWCENT PRO - one payment, no subscription

• Up to 20 accounts - keep personal, freelance and shared money apart, each with its own income, split, currency and daily number
• Your complete spending history on the history screen, not just the last 30 days
• Filter, sort and search across all of it

Flowcent Pro is a single purchase. There is no subscription.

A NOTE ON THE FREE HISTORY LIMIT

Everything you log is kept - nothing is ever deleted, and you can export all of it to CSV at no cost, at any time. What the free tier limits is the history screen, which shows the last 30 days; Pro opens the full archive.

FLOWCENT IS NOT

• Not a bank aggregator - it never connects to your accounts
• Not an "envelope" budgeter - there are no categories to maintain
• Not a subscription

We appreciate any helpful feedback,comment or suggestion so feel free to contacts us at: sdremthix@gmail.com