Cobaltic Balance: Budget

Cobaltic Balance is a modern yet principled financial journal: every piece of your data stays on your device, encrypted, with no internet connection required. No cloud, no data collection, no advertising — just you and your own finances.

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🔒 100% OFFLINE, 100% YOURS
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• The app never connects to the internet
• Database protected with AES-256 encryption (SQLCipher)
• Lock with biometrics and/or a PIN code
• Android automatic cloud backup is disabled
• Zero telemetry, zero third-party SDKs

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💰 CORE FINANCIAL FEATURES
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• Track income and expenses across multiple accounts
• Automatic balance management, multi-currency support
• Itemised transactions (per-line unit price, quantity, category)
• Categories (custom and preset), with subcategories
• Budgets per month or custom period, by category
• Warranty tracking for purchased products
• Recurring and one-off reminders with local notifications

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📷 RECEIPT & INVOICE SCANNER
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• Snap a photo of the receipt — the app reads the line items
• ML Kit text recognition, fully on-device
• Learned templates for different formats (stores, fuel slips)
• Built-in barcode and QR code scanning
• Category and price suggestions based on past entries

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🛒 SHOPPING LIST & PRICE MEMORY
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• Manage shopping lists with estimated and actual prices
• Purchase history — see where you bought it cheapest
• Store item codes (barcodes) for recurring products
• Convert a finished shop into a transaction with one tap

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📊 STATISTICS
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• Monthly and period summaries
• Analysis by category and by store
• Price trends per product, consumption curves
• Location comparison (where you spend the most)
• Interactive charts (powered by Vico)

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🔧 ITEM UNIFICATION
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Items that refer to the same product but appear under different names can be merged with a single tap — from then on every report groups them under the canonical name. Items with a barcode are automatically preferred.

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⚡ UTILITY METER LOG
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• Record gas, electricity and water meter readings
• Unit-price history and automatic cost calculation
• Specialised gas calculation (calorific value, regulated/market price, quota)

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📤 EXPORT AND BACKUP
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• XLSX spreadsheet and PDF report
• Encrypted full backup (.scb file)
• XLSX import template for bulk data entry

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🌍 LANGUAGES AND THEMES
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• 25 languages: Hungarian, English, German, Spanish, French, Dutch, Romanian, Slovak, Czech, Polish, Ukrainian, Serbian, Croatian, Slovenian,
Bulgarian, Italian, Portuguese, Greek, Danish, Swedish, Norwegian, Finnish, Estonian, Latvian, Lithuanian
• 4 themes (System, Dark, Pony, Spring)
• 2 icon styles (Material and Emoji)
• Extensive currency support, including custom currencies

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ℹ️ NOTICE
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Cobaltic Balance is a personal finance tracking tool — it does not provide financial, tax or investment advice. Please consult a professional for financial decisions. The user is responsible for safely keeping their data and for making regular backups.

Detailed data-handling and terms of use are available in the settings.

ITM Sys-Technology Kft. © 2026