S PAY

S PAY is Sangamam’s mobile banking app that helps members manage everyday banking quickly and securely.

With S PAY, you can:
• View account details and balances
• Check transaction history and download statements
• Transfer money within bank accounts
• Add and manage beneficiaries
• Access deposit-related services including Pigmy, RD, FD, and MIS account views
• Manage profile, password, MPIN, and security settings

Security features:
• Secure login and session handling
• OTP verification for sensitive actions
• Optional biometric/fingerprint experience (device supported)

Who can use this app:
S PAY is for Sangamam members. Account onboarding is completed through the bank branch, and app access is activated using your issued member credentials.

Need help?
Use in-app support sections or contact your branch for account-related assistance.