MoneyCheckup

How healthy are your finances, really? MoneyCheckup turns that question into a clear number.

Each month, record your assets, liabilities, income, and expenses. MoneyCheckup instantly calculates a financial health score from 0 to 100 — so you always know where you stand and whether you're moving in the right direction.

WHAT YOU GET
- A single financial health score (0–100), graded Healthy, Watch, or At risk
- The ratios that matter: savings rate, liquidity (emergency-fund months), debt-to-asset, and debt-service ratio
- A monitor graph that tracks your score over time — like a heartbeat for your money
- Separate checkups for each person: yourself, your partner, your family
- Net worth and monthly cash flow, calculated as you type

BUILT TO BE SIMPLE
- Guided sections for assets, liabilities, income, and expenses
- Smart number fields with automatic thousand separators
- Multi-currency support ($, €, £, ¥, ₹, Rp)
- Clear formulas so you understand exactly how your score is calculated

SHARE AND KEEP RECORDS
- Export any checkup to Excel (.xlsx)
- Print or save a full report as PDF
- Your data is stored on your device and stays there

WHO IT'S FOR
Anyone who wants a quick, honest picture of their finances — whether you're building an emergency fund, paying down debt, growing your net worth, or simply keeping an eye on your money month to month.

Small, fast, and distraction-free. No sign-up required.

Note: MoneyCheckup is a personal self-assessment tool for educational purposes and does not provide financial advice. For decisions about your money, please consult a qualified professional.