Salary-to-Salary

Most budgeting apps tell you where your money went. Salary-to-Salary tells you if your money will last.

If you've ever opened your bank account two weeks before payday and wondered whether you'll make it — this app is built for you.

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THE PROBLEM

Living salary to salary means every bill is a calculation. Can I pay rent on the 1st and still have enough for utilities on the 15th? Will the EMI go through before my salary hits? What happens if I buy this now?

Most people answer these questions by guessing — or by waiting to find out the hard way.

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WHAT SALARY-TO-SALARY DOES

Enter your salary date and amount. Add your recurring bills — rent, loan EMIs, utility bills, subscriptions, school fees. The app builds a live forecast of your balance between now and your next payday, day by day.

It shows you one number that matters: how much is safe to spend right now, without risking a shortfall before your next salary.


KEY FEATURES

SAFE-TO-SPEND BALANCE
Not just your current balance — the maximum you can spend today without running short before next payday, after all upcoming bills are accounted for.

SHORTFALL WARNINGS
If a bill is going to push your balance negative before your salary arrives, you'll see it days in advance — not the day it happens.

60-DAY TIMELINE
Every salary, every bill, every expected expense laid out on a scrollable calendar. See exactly when money comes in and goes out, and what your balance will be at every point.

BILL REMINDERS
Get notified 3 days before, 1 day before, and on the day a bill is due. Reminders are automatically cancelled once you mark a bill paid — no spam for things you've already handled.

SALARY TRACKING
Mark your salary as received when it lands. Your balance and forecast update instantly. If you forget, the app catches up automatically next time you open it.

MULTI-CURRENCY
Works with any currency. Pick yours on first launch.

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PRIVATE BY DESIGN

No bank account linking. No transaction syncing. No subscription. No account required to get started.

Everything lives on your phone. Optional Google sign-in is available for future cloud backup — but the app works completely offline without it.

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WHO IT'S FOR

→ Salaried employees who get paid monthly or fortnightly
→ Anyone juggling multiple bills across a pay cycle
→ People who want to stop guessing and start knowing
→ Anyone who's ever been caught short before payday

If you've ever said "I'll figure it out when my salary comes in" — this app helps you figure it out now.