Runway: Retirement Calculator

✈ Runway — India Retirement Withdrawal Calculator
Finally — a retirement calculator built for India.
Most retirement apps ask: "How much do I need to save?"
Runway answers the harder question: "How long will my money last — and how much can I safely withdraw every month?"

── WHO IS THIS FOR ──
• Indians aged 35–75 approaching or in retirement
• FIRE (Financial Independence, Retire Early) community
• NRIs with Indian retirement corpus
• Anyone with mutual funds, PPF, EPF, NPS asking "am I ready?"

── 5 WITHDRAWAL STRATEGIES ──
🏰 Fort Knox (2.5%) — Ultra-conservative. Maximum corpus protection. Leaves a large estate.
🏠 Steady Ground (3.5%) — The India-adjusted 4% rule. Reliable, time-tested.
⚡ Flex Mode VPW (4.5%) — Variable Percentage Withdrawal. Higher income, adapts to markets.
🎯 Smart Guardrails GK (5%) — Guyton-Klinger rules. Adjusts payouts based on portfolio performance.
🔥 Full Throttle (5%) — Maximum withdrawal. For shorter horizons or pension-backed retirees.

── KEY FEATURES ──
✓ India-specific: built for 6% inflation, Indian income sources (pension, rent, part-time work)
✓ Corpus depletion chart — see exactly when (and if) your money runs out
✓ Year-by-year breakdown — tap any bar to see inflation-adjusted numbers for that year
✓ Compare all 5 strategies side-by-side
✓ Adjustable settings: inflation rate, portfolio return, time horizon
✓ 100% private — no account, no login, no data collected. Everything runs on your device.

── WHAT MAKES RUNWAY DIFFERENT ──
Every other Indian retirement app only calculates accumulation — how much to save. Runway is the only app focused on the withdrawal phase: how to make your saved money last through retirement.

── DISCLAIMER ──
Runway is an educational calculator, not financial advice. WiseWealth Studio is not registered with SEBI or any financial regulatory authority. Projections are hypothetical and based on user inputs. Always consult a SEBI-registered investment adviser before making retirement decisions.