BalanceBook - Debt Record Book

Your debt records should answer three simple questions:

Who owes you?
What do you owe?
What needs attention today?

BalanceBook is a clear, practical debt record book for traders, shop owners, freelancers and small businesses. It replaces scattered notes and fragile paper ledgers with an organized record that stays available on your phone—even when you are offline.

KEEP EVERY DEBT IN THE RIGHT DIRECTION
Record money a customer owes you with “They owe me,” or money you owe someone with “I owe them.” BalanceBook keeps both directions separate, so you always understand where each amount belongs.

RECORD THE COMPLETE STORY
Add the person, amount, due date and a helpful note to every debt. Write down details such as “For petrol,” “Stock supplied,” or “Balance remaining” so you remember why the record exists.

A CALCULATOR THAT REMEMBERS
Calculate an amount inside BalanceBook and carry the confirmed value directly into a new debt record. There is no need to calculate in one app and retype the result somewhere else.

KNOW WHAT NEEDS ATTENTION
See debts that are due today or overdue, then return to the person, note and history behind each record. Smart reminders help you follow up when payment is expected.

EVERY PERSON’S HISTORY IN ONE PLACE
Keep records attached to customers, suppliers and other people you deal with. Search for a person and review their debt history without digging through pages of handwritten entries.

BUILT FOR DIFFERENT CURRENCIES
BalanceBook is a global debt-recording tool. Choose from currencies including NGN, USD, GBP, EUR, KES, GHS, ZAR and INR, with number formats that match how amounts are written in your region.

KEEP WORKING OFFLINE
Write new debt records and use the calculator without an internet connection. Your device copy remains available while cloud backup and server refresh wait for your connection to return.

EXPORT CLEAR REPORTS
Export your records to Excel when you need to review, organize or share them outside the app. Spend less time manually adding figures from a paper ledger.

WITH BALANCEBOOK, YOU CAN:
- Record who owes you and what you owe
- Add amounts, due dates and notes
- Keep debt history for each person
- Calculate and record exact amounts
- Receive reminders for due debts
- Review overdue records
- Use different currencies and number formats
- Continue recording offline
- Export records to Excel
- Back up records when connected

BalanceBook is a debt record-keeping tool.. not a bank, wallet, lending service or payment app. It helps you preserve the records behind everyday credit, repayments and supplier debts.

Put every debt back in its proper place with BalanceBook.