Mukando

Mukando keeps your savings group's books straight. The money stays with your group, hand to hand as always - Mukando records every contribution, payout, and loan so everyone can see the same numbers.
FOR ORGANISERS
• Create a group in seconds and add members by phone number
• Record contributions and confirm payouts each cycle
• See at a glance who has paid and whose turn is next
• Send SMS reminders to unpaid members with one tap
• Full ledger with running balances — penalties, income, expenses
• Group lending: disburse loans, track interest, record repayments

FOR MEMBERS
• Join with a group code
• See your position, your turn, and the group pool
• Every transaction on the record — no disputes, no surprises

Works over any connection. Log in with just your phone number — a code is sent by SMS, no passwords to remember.