Relay | Business Banking

Name: Relay | Business Banking
Rating: 4.5247526 (1184 reviews)
Author: Relay Financial Technologies Inc.

By: Relay Financial Technologies Inc.

No-fee, online banking for small businesses.

Features & Capabilities

Relay is a powerful online banking platform designed specifically for small businesses. It provides up to 20 checking accounts to help business owners allocate funds for operations, payroll, taxes, and more. With multiple debit and credit cards featuring spend policies, Relay lets you organize spending by team or project effectively. Enjoy 1.5% cash back on all credit card purchases and savings accounts offering up to 3.00% APY to grow your business reserves.

Beyond standard banking, Relay supports all payment methods including ACH transfers, wires, and even paper checks. Its smart automations, such as maximum-balance transfer rules, streamline money movement so you can focus on your business growth. Additionally, deposits are insured up to $3 million via Thread Bank, Member FDIC, providing security and peace of mind. Relay is not a bank itself but partners with Thread Bank to provide full banking services, combining technology and financial security for your business banking needs.

User Growth & Download Statistics

App

By:

Relay Financial Technologies Inc.

Downloads:

111,684 915

Rating:

4.52

(1,184) 0.02

Version:

2.43.0-21285873482.2 Last updated: 2026-06-11

Version code:

20432992

Creation date:

2020-03-25

Publisher country:

Permissions:

android.permission.CAMERA Very high risk
android.permission.RECORD_AUDIO Very high risk
android.permission.READ_EXTERNAL_STORAGE High risk
android.permission.SYSTEM_ALERT_WINDOW High risk
android.permission.ACCESS_NOTIFICATION_POLICY Moderate risk
android.permission.DOWNLOAD_WITHOUT_NOTIFICATION Moderate risk
android.permission.READ_MEDIA_VISUAL_USER_SELECTED Moderate risk
android.permission.ACCESS_ADSERVICES_AD_ID Low risk
android.permission.ACCESS_ADSERVICES_ATTRIBUTION Low risk
android.permission.ACCESS_WIFI_STATE Low risk

Size:

114.40MB

Email:

su*****@relayfi.com

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-06-13

Compare stats and ranking:

Ranking

# 202,772 ▲ 2,299

Other platforms

Relay | Business Banking (v2.43.0)

4.80

(3,277)

For Developers

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Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

Relay Financial Technologies Inc.

Google Play Store

https://play.google.com/store/apps/details?id=com.relayfi.relay

Email:

su*****@relayfi.com

Website:

https://relayfi.com/

Publisher Change History

2026-03-21: he*****@relayfi.com to su*****@relayfi.com

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User Reviews

Relay offers free, multi-account business banking with strong accounting integrations and startup appeal, but recurring concerns include app reliability, delays in transfers and deposits, account freezes/closures, and subpar customer support, along with some mobile usability frustrations.

Pros

Free, multi-account business banking (up to 20 accounts) with no upsells or ads.
Efficient, business-friendly banking that users say is easy to use and helps with accounting.
Strong bookkeeping integration, notably with QuickBooks.
Well regarded for small businesses and startups (positive feedback from bookkeepers).

Cons

Unreliable mobile performance: slow loading, loading loops, and occasional inability to open the app.
Delays with transfers and check processing (e.g., 10+ days to deposit checks) and check/activation issues.
Accounts being closed or funds frozen with slow or unclear resolution and limited fraud handling.
Poor customer service and long hold times, with unhelpful or slow support for issues.
Mobile UI/navigation issues: hard to find key buttons and awkward design.

Recent reviews

rocking

Cl*****, 2026-06-06

can't even log in now. I click the link that was sent to my email and it takes me to the web browser even though I have my settings to open links in app.