Préstamo Xpert – Tu crédito

Xpert Loan – Your Fast, Simple, and Reliable Loan in Chile

Xpert Loan is a personal loan app designed to offer secure and accessible financial solutions to users in Chile. From your mobile phone, you can request money quickly, without in-person procedures, and with complete transparency.

💰 Service Details
Available Amount: From $30,000 to $1,000,000
Repayment Term: Between 100 and 180 days
Daily Interest Rate: 0.01% - 0.1%
Annual Percentage Rate (APR): 3.65% - 36.5%
Service Fee: 8.00% - 12.00%
VAT: 19%
Stamp Tax: 0.066%

📊 Illustrative Example
If you request a loan of $1,000,000 for 180 days, the costs would be as follows:
Total Interest: $1,000,000 × 0.04% × 180 ≈ $72,000
Service Fee incl. VAT: $90,756.30 + $17,243.70 = $108,000
1. Service Charge: $1,000,000 x ±9.00% ≈ $90,756.30
2. VAT: $90,756.30 x 19.00% ≈ $17,243.70
Stamp Tax: $1,000,000 × 0.066% = $660
Total to Pay:
$1,000,000 (principal) + $72,000 (interest) + $108,000 (service charge + VAT) + $660 (stamp tax) = $1,180,660

⚙️ How it Works
1. Download the Xpert Loan app from Google Play.

2. Easily register with your mobile number.

3. Select the loan amount and term that best suit you.

4. Submit your application and receive an evaluation in minutes.

5. If your loan is approved, the money is deposited directly into your bank account.

🔐 Security and confidentiality
All your information is processed securely and encrypted. The data is used solely to verify your identity, assess your creditworthiness, and prevent fraud. Xpert Loan does not guarantee automatic approval; final terms may vary depending on the user's profile and risk assessment.

Xpert Loan does not guarantee automatic approval; final terms may vary depending on the user's profile and risk assessment. To learn more about our privacy and data protection policies, visit:
👉 https://prestamoxpert.com/policies

📩 Customer Support
If you have any questions or need assistance, please write to us at:
👉 support@prestamoxpert.com

🏛️ Government links regarding taxes:
Value Added Tax (VAT): https://www.sii.cl/preguntas_frecuentes/iva/001_030_0572.htm
Stamp Duty: https://www.sii.cl/preguntas_frecuentes/otros_impuestos/001_019_1689.htm