Provident Fund Estimator

Provident Fund Estimator – CP Fund, Gratuity & LPR Calculator

Provident Fund Estimator is an independent financial estimation tool designed to help employees estimate their Contributory Provident Fund (CP Fund), Gratuity, and Leave Preparatory to Retirement (LPR) benefits.

This application is NOT an official government application. It is a privately developed utility that helps users perform estimated calculations based on publicly available government rules and pay structures.

The app simplifies complex financial calculations and allows employees to get an approximate idea of their future benefits without performing lengthy manual calculations.

This tool is particularly useful for employees working under the Government of Khyber Pakhtunkhwa (KP) who want to estimate their potential retirement benefits through transparent and easy calculations.

KEY FEATURES

• CP Fund Calculation
Automatically calculates employee contribution (10%) and estimated government contribution.

• Government Contribution Rules
Applies 10% government contribution for service before June 7, 2022 and 12% for service on or after June 7, 2022 according to publicly available rules.

• Flexible Profit Rates
Users can select different annual profit rates (9% – 22%) to see estimated compound interest growth.

• Automatic Annual Increments
Includes increment logic based on BPS and appointment date.

• Gratuity Estimation
Estimate gratuity based on service period.

• LPR Cash Estimation
Estimate Leave Preparatory to Retirement (LPR) benefits.

---

SOURCE OF GOVERNMENT INFORMATION

The calculation rules used in this application are based on publicly available information from the official website of the Finance Department, Government of Khyber Pakhtunkhwa.

Official Source:
Finance Department KP
https://www.finance.gkp.pk
https://kp.gov.pk
https://kp.gov.pk/page/departments
https://www.kprts.gov.pk

CP Fund Rules:
https://www.finance.gkp.pk/article/contributory-provident-cp-fund-rules-2022
https://www.kprts.gov.pk/wp-content/uploads/2023/08/RTS-CP-Fund-Regulations-.pdf
https://kpcode.kp.gov.pk/homepage/RuleDetails/1512
https://www.pakp.gov.pk/wp-content/uploads/2024/03/The-Khyber-Pakhtunkhwa-Civil-Servants-Amendment-Act-2022-Act-No.-X-of-2022.pdf
https://www.finance.gkp.pk/article/the-nwfp-contributory-provident-fund-rules-2006



Users can verify the official rules directly from the Finance Department website of Khyber Pakhtunkhwa.

---

DISCLAIMER

This application is NOT affiliated with, endorsed by, or representing the Government of Pakistan, the Government of Khyber Pakhtunkhwa, or any other government entity.

Provident Fund Estimator is an independent tool developed by Qi Soft for informational and estimation purposes only.

The calculations provided by this application are estimates and should not be considered official financial records. For official figures and verification, users should consult their department accounts office or the Accountant General (AG) office.