Prospa - Business Account

Prospa is a CBN-licensed, NDIC-insured business bank built for structured, growth-focused companies. The fast, secure mobile app lets businesses send and receive instant payments, make bulk transfers, pay bills, issue physical and virtual expense cards with spend controls, and create sub-accounts for payroll, taxes, and savings. Every transaction helps build business credit automatically, making it easier to qualify for relationship-led loans starting from ₦10 million with flexible repayment options and competitive rates.

Designed for SMEs and high-transaction teams, Prospa combines regulatory credibility with hands-on support — including real people and local support centres. Key features include automated payables/receivables tracking, bulk upload payments, spend controls for teams, and tailored business credit based on account activity. Ideal for agencies, consultancies, trade, logistics, and SaaS firms ready to scale operations and finance growth.