PROMISE สินเชื่อส่วนบุคคล

PROMISE (THAILAND) is the mobile app from Promis (Thailand) Co., Ltd., a Bank of Thailand–supervised personal loan provider. The app enables users to apply for revolving personal loans, get fast approvals (typically within one hour if documents are complete), receive funds via bank transfer, and manage accounts on the go. Key in-app features include loan applications, credit limit increases, e-statements, installment payments via QR/barcode, and customer support channels.

Loan limits are set primarily by monthly income (up to 1.5× salary for incomes under 30,000 THB, or up to 5× salary / 300,000 THB for higher earners). Annual interest rates range from 15%–25% APR, with optional credit limit usage fees (0–10%). Flexible repayment options include minimum payments or installments (3–60 months). The app and service pages include full fee, privacy, and AML policies, plus official fact sheets and contact details for support and branch locations.