PrestaApp

PrestaApp is the app from Genesis Company S.A.S. for applying for and tracking your personal loan from your cell phone in Argentina.

WHAT YOU CAN DO
• Simulate before applying: choose the loan amount and see the weekly installments, the total amount to repay, and the due dates.

• Apply for your loan from your cell phone: verify your identity with a photo of your ID and a selfie, upload your address and proof of income.

• Track your application step by step: always know what stage it's at.

• View your active loan: how much is left, which installment is due, and the payment transfer details.

• Check your payment history.

HOW IT WORKS
1. Simulate and choose your plan: loan amount and weekly installments, no surprises.

2. Visit and sign: an agent verifies your address.

3. Receive the transfer and start your payment plan.

TERMS AND CONDITIONS
Repayment term: 63 days (9 weekly installments). This is the minimum and maximum term.
Direct interest rate on the principal, for the entire term: from 30% to 40% depending on the product.
Equivalent Annual Nominal Rate (ANR): from 173.81% to 231.75% (365-day basis).
Total Financial Cost (TFC): equal to the ANR. PrestaApp does not charge origination fees, administrative expenses, or insurance.
Late payment penalty interest: from 0.5% to 1% per day on the outstanding balance.

Representative example: a loan of $50,000 with 9 weekly installments of $7,778 (the last installment being $7,776). Total amount to be repaid: $70,000. Total interest: $20,000. Direct rate 40%, Annual Nominal Rate (TNA) 231.75%, Total Financial Cost (CFT) 231.75%.

Available amounts: from $50,000 to $500,000, depending on credit evaluation.

Lender: Genesis Company S.A.S. — Tax ID (CUIT) 30-71828356-2
Address: 9 de Julio 653, Corrientes Capital, Argentina.

Inquiries: genesiscompanysas33@gmail.com
Privacy Policy: https://app.prestaapp.space/privacidad
Account Deletion: https://app.prestaapp.space/eliminar-cuenta

Loan approval is subject to credit evaluation. PrestaApp operates only in Argentina. The app does not process payments or hold funds.