Pockito - AI Expense Tracker

Most money apps make you do the work. Pockito does it for you.

When your bank texts you a transaction, Pockito reads it and logs the expense. When your bank or wallet app posts a payment notification, it lands in the right category on its own. Say "spent eighty on groceries" and it's in your history before you reach the car. You stay on top of your money without really opening the app.

Six Ways To Track, Pick What Fits

• Bank SMS: your bank texts, Pockito records it. Works with banks and credit unions worldwide.
• Payment notifications: every purchase your bank or wallet app announces is captured the second it arrives.
• Voice: say "45 at the market" the way you'd tell a friend.
• Receipt scan: photograph a receipt and the amount, store and date fill themselves in.
• Manual: three taps when you'd rather enter it yourself.
• Import and export: move your full history to a new phone in seconds.

An AI That Takes Action

Type or say what you want and Pockito does it:
• "Keep dining under $200 this month" sets the budget instantly.
• "Add Netflix, $15.99 monthly" tracks it from here on.
• "How much went to Uber last week?" answers in a second.
• "Am I on pace for my $2,000 savings goal?" gives you a straight answer and a plan.

Budgets That Warn You Early

• Live alerts like "Dining: $47 left, 9 days to go."
• A daily spending number so you know what's safe to spend today.
• Bill reminders so nothing slips past: "Netflix Tuesday, gym Friday."
• Honest predictions: "At this pace you'll go about $90 over on groceries."

Insights You'll Actually Read

• Every purchase sorted by category and shown clearly.
• Unusual spending flagged: "Food delivery is triple your usual this week."
• Month-to-month trends so you can see if things are improving.
• A plain-English recap of where your money went.

Notifications That Help, Not Nag

• Morning: "You have $180 to spend this week."
• Heads-up: "You're at 90% of your restaurant budget."
• Goal: "Just $230 left on your vacation fund."
• Weekly: your top three categories and one thing to try.

Your Data Stays Yours

Account Mode signs you in once and syncs across your Android devices, so a new phone restores everything. Prefer to keep it local? Incognito Mode uses no account and no cloud, with everything encrypted on your device behind your fingerprint or face unlock. No bank login, no credit card, and your data is never sold.

Everything Else In One Place

• Unlimited accounts for cash, cards, checking and savings
• Multi-currency wallet with live rates for travel
• Recurring bills and payments you add once
• Fast search and filters
• CSV and PDF export whenever you want it

Widgets And Quick Settings

Check your daily budget straight from your home screen with 13 widgets, and track a purchase in one tap. Add the Quick Track tile to Quick Settings to log an expense without even opening the app.

Pockito Pro

Full automation with bank SMS and payment notifications, unlimited AI, voice and receipt scanning, unlimited categories and budgets, complete history, smart notifications, widgets, and family sharing for up to 5 members.

Free plan: manual tracking, 5 categories, 1 budget, 30 days of history, 10 voice entries and 10 receipt scans a month, plus 5 SMS and payment-notification captures to try automation.

Pockito is an expense tracker, budget planner, spending tracker and personal finance manager in one app — for daily budgeting, savings goals, bills, debt and cash flow.

Questions? support@pockitoai.app
Privacy: https://pockitoai.app/privacy
Terms: https://pockitoai.app/terms